Last Updated: May 20, 2026

Oak Senior Benefits is deeply committed to protecting the privacy, security, and integrity of the personal information shared by users of our Platform. This Privacy Policy outlines our strict protocols regarding the collection, utilization, storage, and protection of data acquired through our digital infrastructure.

1. Information We Collect

We collect personal information that you voluntarily provide to us when you subscribe to our educational newsletters, register for online classes, or complete our benefit assessment questionnaires. This information may include:

• Identity Data: First name, last name, and date of birth.

• Contact Data: Email address, telephone number, and physical or mailing address.

• Geographic and Health Demographics: ZIP code, current coverage type, and general preferences related to doctors or prescriptions necessary to perform compliant insurance evaluations.

We may also automatically collect technical data during your visit, including your IP address, browser type (such as Safari), and interaction history with our pages via standard cookies, intended solely to optimize Platform performance and user experience.

2. How We Use Your Information

The Company processes and utilizes your personal information strictly for legitimate business and compliance purposes, including:

• Delivering requested educational newsletters, class entry credentials, and programmatic updates.

• Assigning your completed questionnaire to a licensed insurance producer within our remote telesales network to conduct custom plan comparisons.

• Contacting you directly to review your requested Medicare or life insurance options.

• Ensuring absolute compliance with federal CMS marketing frameworks and state insurance regulations.

3. Absolute Non-Disclosure and Third-Party Sharing Prohibition

The Company enforces a strict zero-spam, high-trust consumer data policy. We do not sell, rent, lease, trade, or distribute your personal information, phone numbers, or email addresses to third-party marketing firms, lead aggregators, or unauthorized corporate entities.

Your data remains entirely confidential and encrypted within our secure systems. It is accessible exclusively by the Company and its licensed internal agents who are actively preparing your requested insurance analysis. We only disclose information to third parties when explicitly authorized by you during a formal application enrollment process, or when strictly required by law or regulatory subpoena.

4. Data Security and Encryption

We implement robust, industry-standard administrative, technical, and physical security measures designed to protect your personal data against unauthorized access, loss, alteration, or disclosure. All data transmissions executed through our online questionnaires are secured utilizing encrypted Secure Socket Layer (SSL) protocols.

5. Your Rights and Opt-Out Protocols

You maintain full autonomy over your personal information. You possess the right to:

• Request a copy of the specific personal data we hold in our secure storage systems.

• Request the immediate correction of inaccurate or outdated information.

• Request the total erasure of your personal data from our operational databases.

To execute any of these rights, or to unsubscribe from our monthly educational newsletter, please utilize the automated "Unsubscribe" link contained within our emails or transmit a formal request to our administrative compliance desk.